Your private money vault for everything you earn, spend and grow.
Net worth, budgets, savings goals, subscriptions, live crypto markets and an AI coach that actually knows your numbers — in one quiet, premium app.
- 15
- Signature themes
- 6mo
- Cashflow history
- $0
- Risk in demo mode
Everything inside
A full private bank, without the bank.
Net worth, live
Cash, bank, investments and debt in one honest number that updates as you log.
Budgets that hold
Category limits with real-time spend, forecasts and a monthly money score.
Reasoning AI coach
Watch it think, then get advice grounded in your actual transactions.
Live crypto, zero risk
Real market prices with a $5,000 demo balance and price alerts.
Subscriptions under control
Every bill, its cadence and its true monthly cost — nothing hides.
Deep insights
Six-month cashflow, category trends, streaks and achievements.
Dress your money in gold, holo or carbon.
Switch the entire app finish in a tap. Seven free themes, eight premium ones — Ultra Gold, Holo, Flamingo, Carbon and more.
See Premium
Premium FAQ
Billing, cancelling, themes and safety.
You pick monthly or yearly at checkout. Monthly renews every 30 days, yearly renews once a year and saves you about 17% — roughly two months free. Prices are shown in USD and taxes are included where required.
Yes. Switch any time from the Premium page. When you move to yearly we credit the unused part of your current month, so you never pay twice for the same days.
Cancel in one tap from Premium — no calls, no emails, no retention maze. You keep Premium until the end of the period you already paid for, then drop back to the free vault. Your transactions, budgets, goals and posts all stay exactly as they are.
If something isn't right within 14 days of your first payment, message support from inside the app and we'll refund the period in full.
All 15 finishes. Seven — including the core black and white glass — are free forever. Premium unlocks Ultra Gold, Holo, Flamingo, Toxic, Carbon and the rest, plus the 10 animated gradient 3D profile cards and fully custom card colours.
Your saved theme and card style are remembered, but premium finishes lock back down and the app returns to a free theme. Resubscribe and everything comes straight back.
Every row is protected by row-level security, so your data is only ever readable by your own signed-in account. Traffic is encrypted in transit, avatars and images live in a scoped private bucket, and we never sell or share your data.
No. Vaulty is a private ledger: you stay in control of what you record. Crypto uses live market prices but trading is demo only, so no real funds are ever moved or at risk.
Only to answer you. Your figures are sent to the model for the length of a conversation to generate advice, they are not used to train models, and you can delete any chat at any time.
Yes — one subscription covers the mobile layout, tablet and the full desktop experience with side navigation, all synced through your account.
Loved by members
Twelve thousand quiet vaults, and counting.
“The first finance app I actually open for fun. The glass themes are unreal.”
Mara D. · Product designer
“It found €148 a month of subscriptions I'd forgotten about. Paid for itself instantly.”
Luka P. · Freelance developer
“The AI coach explained my cashflow better than my accountant. And it was instant.”
Sofia R. · Restaurant owner
“Demo crypto mode let me learn trading without losing a single euro. Genius.”
Tomas K. · Student
“Net worth in one number, finally. I check it every morning with my coffee.”
Elena V. · Marketing lead
“Vaulty Business built me a full launch plan in minutes. I actually started the thing.”
Nikola J. · Founder
“The first finance app I actually open for fun. The glass themes are unreal.”
Mara D. · Product designer
“It found €148 a month of subscriptions I'd forgotten about. Paid for itself instantly.”
Luka P. · Freelance developer
“The AI coach explained my cashflow better than my accountant. And it was instant.”
Sofia R. · Restaurant owner
“Demo crypto mode let me learn trading without losing a single euro. Genius.”
Tomas K. · Student
“Net worth in one number, finally. I check it every morning with my coffee.”
Elena V. · Marketing lead
“Vaulty Business built me a full launch plan in minutes. I actually started the thing.”
Nikola J. · Founder
“Budgets that hold is not marketing — the forecasts kept me from overspending twice.”
Amelie B. · Architect
“Ultra Gold theme on a Metal card view is the most premium thing on my phone.”
Dario M. · Photographer
“I moved from three spreadsheets to one app. My money finally feels calm.”
Petra S. · Nurse
“Price alerts on my watchlist woke me up at the perfect dip. Wild.”
Ivan C. · Engineer
“The insights page and the money score turned saving into a game I want to win.”
Klara N. · Teacher
“Fast, quiet, private. It never nags me — it just makes me better with money.”
Marko Ž. · Consultant
“Budgets that hold is not marketing — the forecasts kept me from overspending twice.”
Amelie B. · Architect
“Ultra Gold theme on a Metal card view is the most premium thing on my phone.”
Dario M. · Photographer
“I moved from three spreadsheets to one app. My money finally feels calm.”
Petra S. · Nurse
“Price alerts on my watchlist woke me up at the perfect dip. Wild.”
Ivan C. · Engineer
“The insights page and the money score turned saving into a game I want to win.”
Klara N. · Teacher
“Fast, quiet, private. It never nags me — it just makes me better with money.”
Marko Ž. · Consultant
Open your vault tonight.
Free to start, private by default, and yours in under a minute.
Crypto trading in Vaulty is demo only. No real funds are ever traded or at risk.